By Lans Bovenberg, Asghar Zaidi, A. Van Soest, Arthur H O Van Soest
Delivering an overview of the long run examine demanding situations for economists and social scientists bearing on inhabitants ageing, pensions, overall healthiness and social care in Europe, this e-book examines how medical study promises state-of-the-art facts on source of revenue security and overall healthiness of the aged, and labour markets and older staff.
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Extra info for Ageing, Health and Pensions in Europe: An Economic and Social Policy Perspective
Skinner and S. ’, American Economic Review 91(4), 832-857. Binswanger, J. and D. ’ CentER discussion paper 2008-82, Tilburg University. Börsch-Supan, A. and A. Brugiavini, (2001) ‘Savings: The Policy Debate in Europe’, Oxford Review of Economic Policy 17(1), 116-143. Börsch-Supan, A. and A. Lusardi (2003) ‘Saving: Cross-National Perspective’ in A. ), Life-Cycle Savings and Public Policy: A Cross-National Study in Six Countries (New York: Academic Press). Brown, J. (2009) ‘Understanding the Role of Annuities in Retirement Planning’ in A.
Lack of knowledge could be overcome by resorting to financial advice external to the family, but the evidence on planning, again, shows that merely 30% of the US close-to-retirement population have thought about retirement, and that only 18% were able to develop a saving plan and stick to it (Lusardi and Mitchell, 2007a). Not surprisingly, lack of planning is present in the same vulnerable groups that display poor ability to save. Adopting a more pragmatic research strategy. Rather puzzlingly, then, many households manage to plan adequately, even knowing very little about their own finances.
Furthermore, Europe offers a unique ‘laboratory’ where different solutions and political styles are exposed to similar external shocks (such as economic- and demographic developments). At the same time, differences between European countries provide opportunities for learning from different strategies and circumstances. All this could also help to fill the gap between research and policy: the liaison is still unsatisfactory, and the results of research are regarded – more often than not – as ‘irrelevant’ or ‘too academic’ by decision-makers.